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Pre-accident vehicle valuation (PAV) · New Zealand

Pre-accident vehicle valuations your New Zealand insurer asked for.

Independent Under 12 hours $95 flat, incl GST
Evidence-based pre-accident valuations (PAV) built for New Zealand insurance claims.

Start your pre-accident valuation
Independent & evidence-based Under 12 hours Built for NZ insurance claims
What you’ll receive

An independent pre-accident valuation, ready for your insurer.

Fair, evidence-based vehicle valuations you can rely on when accuracy matters — built for New Zealand insurance claims.

About us

Built on more than two decades in insurance and auditing.

A New Zealand-based vehicle valuation service operated by Premier Risk Services Limited, trading as Sighted Vehicle Valuations. The service comes from more than two decades of experience in the insurance industry, specifically within motor claims and auditing. Read more about us →

20+ years In the insurance industry
Motor claims & auditing Specialist background
Nationwide Based in Western Bay of Plenty
The report

Everything an insurer needs, nothing they don’t.

What you get

A sighted PDF report delivered to your inbox in under 12 hours, ready to send straight to your insurer.

  • A defensible dollar figure for your exact vehicle, with working shown.
  • Market comparables — not a textbook guide price.
  • Clear reasoning your insurer’s assessor will recognise.
  • An independent, signed report — not a template.

Under 12 hours

Most reports are delivered within 12 hours of submission.

Independent

We don’t work for an insurer. Our only incentive is getting your vehicle’s value right.

Built for NZ claims

Format, comparables and disputes resolution — all tuned to the way New Zealand insurers actually handle total-loss settlements.

Request your valuation

Six short steps. Done in about five minutes.

$95 incl GST · flat fee

Your vehicle

Start with the basics — the rego, how far it’s travelled, and what it is.

Please enter the vehicle registration.
Exact is best — if you’re not sure, an estimate is fine and we’ll work from there. Please enter the odometer reading in kilometres.

Why are you requesting this?

This tells us how to frame the report for your insurer.

Valuation type
Please choose the type of valuation you need.

Condition & history

All optional — but the more we know, the sharper the valuation.

Photos of your vehicle

Photos are the strongest evidence in a valuation. Aim for five or six.

Drop photos here or click to browse

JPG, PNG or HEIC, up to ~10 MB each · multiple files OK

Please add at least one photo, or tick “I have no photos” above. Your photos are stored securely and only used for your valuation.

Ideal angles

  • Front three-quarter
  • Rear three-quarter
  • Both sides straight-on
  • Interior (from driver’s door)
  • Odometer reading
  • Damage close-ups (if any)

Where do we send it?

Your report lands in your inbox. We only contact you about this valuation.

Please enter a valid email address. We’ll deliver the report here.
I’m requesting this valuation as…
Please confirm your declaration before submitting.

Review & submit

A quick check over everything before we start your valuation.

Total $95incl GST
Straight answers

Frequently asked questions

What is a pre-accident valuation?

A pre-accident valuation (PAV) is an independent assessment of what your vehicle was worth immediately before the accident or loss. It gives your insurer an evidence-based dollar figure to work from when settling a total-loss claim.

Do I need a pre-accident valuation for my insurance claim?

If your insurer’s offer feels too low, or your vehicle has been written off, a pre-accident valuation gives you an independent number backed by market evidence. It isn’t compulsory, but it’s the simplest way to push back on an under-valuation.

How much does a vehicle valuation cost in NZ?

Our pre-accident valuations are a flat NZ$95 including GST, regardless of the vehicle. No hidden extras and no per-report variation.

Do New Zealand insurers accept your pre-accident valuations?

Our reports are written for the New Zealand insurance market and built to meet New Zealand insurance requirements, with comparable-market evidence attached.

What if I disagree with your pre-accident valuation?

Reply to the report and tell us what you think we’ve missed. If you can show evidence we haven’t considered — a comparable sale, an option we missed — we’ll revisit the valuation at no extra cost.

How is a pre-accident valuation different from a dealer quote?

A dealer quote is a trade-in offer: it’s what a dealer will pay today, not what your car is actually worth. A pre-accident valuation is the fair market value an insurer should pay to replace the vehicle. Those are two very different numbers.

Do I need to bring the car anywhere?

No. The whole process is online. You upload photos and answer a few questions. If we need more information, we’ll email you.

How fast is “under 12 hours” really?

Twelve hours is our turnaround target. Most reports are delivered well within that window of submission.